10 Credit Card Truths Hidden from the Majority of Americans

Credit Reports Are Always Accurate

They Must Have Their Mail Searched

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Credit reports serve as official records of your financial history, leading many Americans to assume they are consistently precise. However, the truth is quite the opposite. According to a 2021 investigation by Consumer Reports, over one-third of American consumers identified at least one error in their credit reports. This alarming rate of inaccuracies is concerning for a critical financial document that can influence the expenses associated with everything from auto loans to home mortgages. The key takeaway here is the importance of regularly reviewing your credit reports to verify the accuracy of your information.

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