It’s OK To Carry a Balance If You’re Earning Credit Card Rewards
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The operation of most credit cards shares common features. You’re provided with a credit limit, and each month, when you make purchases, you are required to repay at least a minimum amount. Any remaining unpaid balance incurs interest charges. Nevertheless, the interest rate applied by a credit card can fluctuate significantly. If you anticipate carrying a balance, it’s unwise to assume that you’ll be subject to a low interest rate. It’s advisable to consult with your card issuer to ascertain the precise interest charges in advance.
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